| Share Rates |
| Share
Rates $25 minimum investment |
| Annual
Percentage Yield is accurate as of March 17, 2008. Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account. |
| Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
will be compounded quarterly and will be credited quarterly.
Average Daily Balance. |
| Regular
Share Account |
$25.00 |
$50.00 |
--- |
0.50% |
0.501% |
| Christmas
Club Share Account |
--- |
--- |
Withdrawal* |
0.40% |
0.401% |
| IRA Share Account |
$25.00 |
$50.00 |
--- |
1.85% |
1.86% |
|
*
For additional information regarding the above accounts,
please refer to the Truth-In-Savings
Fee Schedule. |
| Money Market |
Annual Percentage Yield is accurate as of April 4, 2008. Rates and other terms may change at any time without prior notice. *$2500.00 minimum required to open Money Market Account.
- Dividends will be compounded daily and will be credited monthly.
- No monthly service fee when you maintain a minimum daily balance of $2,500.
- Monthly service fee of $10.00 when balance falls below $2500.00 at any time during the month.
|
| Tier |
Minimum Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
| $0.01 - $9,999.99 |
$2,500.00 |
1.74% |
1.75% |
| $10,000.00 - $24,999.99 |
$2,500.00 |
2.03% |
2.05% |
| $25,000.00 - $49,000.00 |
$2,500.00 |
2.54% |
2.57% |
$50,000.00 +
|
$2,500.00 |
2.86% |
2.90% |
| * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule. |
|
Regular Certificates |
| Annual
Percentage Yield is accurate as of May 13, 2008. Rates
and other terms may change at any time without prior
notice. *$1000.00 minimum required to open Share or
IRA Certificate. After your certificate is opened, the
dividend rate is fixed for the term. A penalty is imposed
for early withdrawal. Fees could reduce earnings on
the account.
- Dividends
will be compounded quarterly and will be credited quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
|
| Terms |
Minimum
Balance to Earn APY |
Dividend
Rate |
Annual
Percentage Yield |
|
6 months |
$1,000.00 |
3.113% |
3.15% |
|
12 months |
$1,000.00 |
3.162% |
3.20% |
|
24 months |
$1,000.00 |
3.211% |
3.25% |
| For
Jumbo CD's (Minimum $75,000) please call the credit union
for rates. |
| *
For additional information regarding the above accounts,
please refer to the Truth-In-Savings
Fee Schedule. |
| IRA Certificates |
Annual Percentage Yield is accurate as of March 17, 2008. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
- Dividends will be compounded quarterly and will be credited quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
|
| Terms |
Minimum Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
| 6 months |
$1,000.00 |
3.455% |
3.50% |
| 12 months |
$1,000.00 |
3.455% |
3.50% |
| 24 months |
$1,000.00 |
3.455% |
3.50% |
| For Jumbo CD's (Minimum $75,000) please call the credit union for rates. |
| * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule. |
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