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| Share Rates |
Share
Rates $25 minimum investment |
Annual
Percentage Yield is accurate as of January 4, 2012. Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could
reduce earnings on the account. |
Account
Type |
Minimum Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
will be compounded quarterly and will be credited quarterly.
Average Daily Balance. |
Regular
Share Account |
$25.00 |
$50.00 |
--- |
0.15% |
0.15% |
Christmas
Club Share Account |
--- |
--- |
Withdrawal* |
0.10% |
0.10% |
IRA Share Account |
$25.00 |
$50.00 |
--- |
0.10% |
0.10% |
|
Money Market |
Annual Percentage Yield is accurate as of January 4, 2012. Rates and other terms may change at any time without prior notice. *$2500.00 minimum required to open Money Market Account.
- Dividends will be compounded daily and will be credited monthly.
- No monthly service fee when you maintain a minimum daily balance of $2,500.
- Monthly service fee of $10.00 when balance falls below $2500.00 at any time during the month.
|
Tier |
Minimum Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
$2,500.00 - $9,999.99 |
$2,500.00 |
0.25% |
0.25% |
$10,000.00 - $24,999.99 |
$2,500.00 |
0.30% |
0.30% |
$25,000.00 - $49,999.99 |
$2,500.00 |
0.35% |
0.35% |
$50,000.00 - $99,999.99 |
$2,500.00 |
0.40% |
0.40% |
$100,000.00 + |
$2,500.00 |
0.45% |
0.45% |
|
Regular Certificates |
Annual
Percentage Yield is accurate as of January 4, 2012. Rates
and other terms may change at any time without prior
notice. After your certificate is opened, the
dividend rate is fixed for the term. A penalty is imposed
for early withdrawal. Fees could reduce earnings on
the account.
- Dividends
will be compounded quarterly and will be credited quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
|
Terms |
Minimum
Balance to Earn APY |
Dividend
Rate |
Annual
Percentage Yield |
3 months |
$250.00 |
0.20% |
0.20% |
6 months |
$250.00 |
0.25% |
0.25% |
12 months |
$1,000.00 |
0.40% |
0.401% |
24 months |
$1,000.00 |
0.60% |
0.601% |
|
IRA Certificates |
Annual Percentage Yield is accurate as of January 4, 2012. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
- Dividends will be compounded quarterly and will be credited quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
|
Terms |
Minimum Balance to Earn APY |
Dividend Rate |
Annual Percentage Yield |
3 months |
$250.00 |
0.20% |
0.20% |
6 months |
$250.00 |
0.25% |
0.25% |
12 months |
$1,000.00 |
0.40% |
0.401% |
24 months |
$1,000.00 |
0.60% |
0.601% |
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